In this day and time, if you have children, it would be worth the cost to constantly monitor their credit report and scores to avoid any disaster down the road. Yes, you can report any fraudulent activity and get it removed from your child's credit report but it will take months. And, the more that is accumulated the more of your time it will take.
In the mean time your child is unable to use their credit for new credit items, like a new car, apartment, student loans or credit cards. New Scam With Children Posted: April 6, 2011 One of the latest scams is to file a tax return using someone else's child as a deduction in order to get a refund. Then when the real parent tries to free credit report with credit score Baton Rouge claim their child there is a problem which causes a major delay on the legitimate deduction and refund. Where this action does not directly affect your child's credit report or scores it free credit report with credit score Baton Rouge means that someone else has your free credit report with credit score Baton Rouge child's Social Security Number. www credit reports This means that their number can be used for other scams free credit report with credit score Baton Rouge that will affect your child's credit history in a negative manner. Just another reason to monitor your child's credit report and scores on a regular basis. Posted: Feb 26, 2011 In order for a person to join a membership or sign up at some websites they are now required to enter the last four digits of their social security number and the city in which they were born.
Worn your children or, even adults, against entering this information. With those two pieces of information it is reported that it is possible to come up with your whole social security number which can then be used in fraudelent activity. free credit report identity theft The Elderly Are Another Group that are often Victims of Identity Theft.
Posted: Jan 9, 2011 The elderly are also often preyed on by credit scammers because the older one gets they tend to use credit less often and therefore, check their credit scores and free credit report with credit score Baton Rouge credit history less often than they used too. If you are elderly or maybe responsible for your elderly parents then make it a point to monitor their credit scores and report on a frequent basis.
There may come a time that an elderly person wants to use their credit rating again for some purchase. And certainly you don't want a lot of unpaid debt to muddy the water when settling an estate. Credit Report Surprises Posted: May 22, 2011 One of the free credit report with credit score Baton Rouge items that I find that people are the most surprised to find on their credit reports is a collection item for an old Cable TV converter box. Turn those things in, because the Cable companies do report the failure to return these boxes to the credit bureaus. commercial credit report
And, when you do return the box be sure and keep the receipt for free credit report with credit score Baton Rouge years. That receipt will be your only proof that you did return the box. Many people that I have worked with have had to pay the collection item for the box just because they could not prove that they had turned it in. Storm Damage and Your Credit Posted: July free credit report with credit score Baton Rouge 6, 2011 I live in a state where many, many people lost their homes from recent tornadoes.
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